CNB Advantage Plus Savings
Build your savings the fast and easy way! This free high interest savings account is linked to your CNB Advantage Plus Checking account, automatically transferring your monthly earnings and ATM fee refunds here, where they can earn a second rate of interest.
That means in addition to the 2.05% APY* you earn on your checking balance, you can earn a second rate of 0.50% APY*. That's a whole lot more than other savings accounts offer. And the free automatic transfers mean you set aside funds every month without having to do a thing!
- Summary
- 0.50% APY* on balances up to $25,000
- 0.05% APY* on amount of balance over $25,000
- 0.05% APY* if qualifications aren't met
- Unlimited ATM fee refunds nationwide
- No monthly fees or minimum balance
- Attached to CNB Advantage Plus Checking Account
- Free automatic transfers
- Free online banking
- Free eStatements
- Free telephone banking
- $100 deposit to open
- FDIC insured up to $250,000
Qualifications
Meet the simple qualifications for your CNB Advantage Plus Checking account and you automatically qualify for the higher rate on this account too! Simply do the following each monthly qualification cycle:
- Have at least 15 signature-based debit card purchases post and clear
- Have at least 1 automatic debit, direct deposit or online bill payment post and clear
- Receive eStatements
You're probably doing these things already! And if you don't qualify for the rewards in a given cycle, don't worry—you still get free savings and earn our base rate of 0.05% APY*. And you can get the rewards back the very next cycle!
*Minimum to open CNB Advantage Plus Checking account is $100 and CNB Advantage Plus Savings for REALSaver. CNB Advantage Plus Checking rate tiers are as follows: 2.05% APY applies to balances of $0.01 - $25,000 and 0.25% applies to balances over $25,000 if qualifications are met during the monthly qualification cycle. 0.05% applies to all balances if monthly qualifications are not met. All balances will earn 2.05% APY - 0.25% APY if monthly qualifications are met. The advertised CNB Advantage Plus Checking APY is based on compounding interest. The interest earned in CNB Advantage Plus Checking is automatically transferred to CNB Advantage Plus Savings each statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The CNB Advantage Plus Savings APYs may be less than the CNB Advantage Plus Checking APYs. Qualifying transactions must post and clear to the CNB Advantage Plus Checking account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. ATM transactions do not count as qualifying transactions.
CNB Advantage Plus Savings rate tiers are as follows: 0.50% APY applies to balances of $0.01 - $25,000 and 0.05% APY applies to balances over $25,000 if qualifications are met during the monthly qualification cycle on the CNB Advantage Plus Checking account. 0.05% applies to all balances if qualifications are not met on the CNB Advantage Plus Checking. All balances will earn 0.50% APY – 0.05% APY if qualifications are met on CNB Advantage Plus Checking Annual Percentage Yield (APY) accurate as of 12/16/2011. Rates may change after the account is opened. Fees may reduce earnings.
**ATM Fee reimbursements (checking account only) up provided only if qualifications are met within the monthly qualification cycle. Other bank ATM fees will be calculated to the best of the bank's knowledge based on the incoming data received from the bank's EFT processor for fee refunds.
