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IRA Rates

Individual Retirement Accounts (IRAs)

Maturity	Opening Minimum	Rate	APY*
12 Months	$1,000	0.25%	0.25%
18 Months	$1,000	0.30%	0.30%
24 Months	$1,000	0.35%	0.35%
36 Months	$1,000	0.70%	0.70%
48 Months	$1,000	0.90%	0.90%
60 Months	$1,000	1.00%	1.00%

Jumbo Individual Retirement Accounts (IRAs)

Maturity	Opening Minimum	Rate	APY*
12 Months	$100,000	0.35%	0.35%
18 Months	$100,000	0.40%	0.40%
24 Months	$100,000	0.45%	0.45%
36 Months	$100,000	0.80%	0.80%
48 Months	$100,000	1.00%	1.00%
60 Months	$100,000	1.10%	1.10%

Community Club

Maturity	Opening Minimum	Rate	APY*
12 Months	$1,000	0.50%	0.50%
18 Months	$1,000	0.55%	0.55%
24 Months	$1,000	0.60%	0.60%
36 Months	$1,000	0.95%	0.95%
48 Months	$1,000	1.15%	1.15%
60 Months	$1,000	1.25%	1.26%

Jumbo Community Club

Maturity	Opening Minimum	Rate	APY*
12 Months	$100,000	0.60%	0.60%
18 Months	$100,000	0.65%	0.65%
24 Months	$100,000	0.70%	0.70%
36 Months	$100,000	1.05%	1.05%
48 Months	$100,000	1.25%	1.26%
60 Months	$100,000	1.35%	1.36%

*APY = Annual Percentage Yield